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Welcome to HyfeAssure

Get the best out of your travel experience as HyfeAssure provides around-the-clock convenience and instant claims at the airport. Put your mind at ease with our comprehensive coverage plans, all at an affordable price! Get a quote and find out how you can get insured.

Instant Claims* at Changi Recommends’ counters (*up to S$200)

Comprehensive Protection & Coverage

24-Hour Helpline
Coverage Maximum Benefit Limit Payable (S$)
Basic Superior

Overseas Medical Expenses

Adult (age 70 years and below) 75,000 250,000
Adult (age above 70 years) 25,000 100,000
Child 50,000 100,000
Medical Expenses in Singapore
Adult (age 70 years and below) 5,000 20,000
Adult (age above 70 years) 500 2,500
Child 500 2,500
Compassionate Visit 1,500 10,000
Repatriation of Mortal Remains Unlimited Unlimited
Overseas Funeral Expenses 1,000 1,000
Return of Minor Children 3,000 5,000
Emergency Medical Evacuation Unlimited Unlimited
Overseas Hospital Cash Benefit ($100 per 24 hours) 5,000 10,000
Hospital Cash Benefit in Singapore ($100 per 24 hours) 600 1,600
Accidental Death & Permanent Disablement
Adult (age 70 years and below) 100,000 300,000
Adult (age above 70 years) 25,000 50,000
Child 25,000 50,000
Cash Relief for Death due to Accident 1,500 5,000

Loss of Baggage and Personal Effects

1,500 5,000
Personal Money 250 500
Personal Documents 500 1,000
Emergency Phone Charges 100 100

Delayed Baggage

($100 for every 6 hours)
500 1,000
Loss of Deposit or Cancellation of Trip 5,000 12,000
Trip Curtailment 1,500 8,000

Travel Delay

($100 for every 6 hours)
500 1,000
Travel Postponement 500 1,500
Travel Misconnections ($100 for every 6 hours) 200 200
Flight Overbooked ($100 for every 6 hours) 100 100
Flight Diversion ($100 for every 6 hours) 500 1,000
Insolvency of Travel Agency 1,000 4,000
Personal Liability 500,000 1,000,000
Important Information

HyfeAssure is a travel insurance product which is underwritten by HL Assurance Pte. Ltd. and is distributed by Changi Travel Services Pte Ltd. This is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by HL Assurance Pte. Ltd.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the General Insurance Association of Singapore or SDIC websites (www.gia.org.sg or www.sdic.org.sg).